Identity theft occurs when someone uses your personal identifying information, without your authorization, in order to perpetrate fraud or other offenses, such as obtaining loans, services or credit. To reduce your risk and help protect yourself and your family, you need complete identity theft protection. Experian’s Identity Theft Protection product can help catch identity theft and fraud when it happens and help you regain your good name and credit.

Online access to your Experian credit report
Daily monitoring of your Experian, Equifax®, and TransUnion® Credit Reports with email alert notifications when key changes occur
Daily internet scanning for unauthorized use of your SSN, debit and credit cards
Lost/Stolen wallet protection that helps you replace your cards fast
National Change of Address monitoring alerts you if someone changes your address
A 14-day money back guarantee1
Dedicated Fraud Resolution Professionals
$1 Million Identity Theft Insurance2

Now, saying all of this, many times companies will help you once, so this means that after you debts are erased, it is important to get into a system where you only charge in emergency situations. Also, almost every company will talk with you for free to see exactly how much you can get erased.

Did you know you can legally erase your debts? It is now perfectly legal to Erase Credit Debt according to the new stimulus package if you have over $10,000 in debt. They give out free information to help you erase your credit card debt once according to the new stimulus package.

This article has been written to inform you of President Obama credit card debt relief plan. There has been a lot of misconception about this plan and we hope to dissolve and clear up any questions that those in extreme debt have. In the beginnings of 2009, when our President was elected. Obama put forth what has been called “President Obama credit card debt relief plan”. Now, this plan is not a safe haven for all debtors, but it does give debtors the ability to erase 50-60% of their credit debt and even more. Sometimes this can be up to 70% the Obama credit card debt relief program.

Why is this possible? The answer is two fold: First, billions of dollars of funding has been put into the American Economy to help with our situation. Our President promised a major change to the US and this bill was one of the first things he did to help those who are trapped in debt. Secondly, with President Obama credit card debt relief program, many creditors have been so called “bailed out” because of stimulus money.