Here are six steps towards building better credit.
- Figure out where you stand. …
- If you find errors, dispute them. …
- Stop the bleeding. …
- Pay all bills on time going forward. …
- Pay down credit card balances. …
- Don’t apply for new credit.
- Correct any errors on the credit report. …
- Become an authorized user. …
- Raise your available credit. …
- Negotiate. …
- 1. Make minimum payments on time. …
- Reduce debt-to-income ratio. …
- Have a good mix of debt.
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