Building better credit

Here are six steps towards building better credit.

  1. Figure out where you stand. …
  2. If you find errors, dispute them. …
  3. Stop the bleeding. …
  4. Pay all bills on time going forward. …
  5. Pay down credit card balances. …
  6. Don’t apply for new credit.
  7. Correct any errors on the credit report. …
  8. Become an authorized user. …
  9. Raise your available credit. …
  10. Negotiate. …
  11. 1. Make minimum payments on time. …
  12. Reduce debt-to-income ratio. …
  13. Have a good mix of debt.

 

 

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