With a co-sign personal loan, you add a second borrower with stronger credit. You’re both responsible for paying back the loan.
A co-sign personal loan may be an option for borrowers who don’t qualify for a loan on their own. Adding a co-signer’s credit history and income to a loan application can increase your chances of qualifying and get you more favorable terms.
Here’s where to find co-sign personal loans, plus information on how the loans work and the risks of co-signing
Our picks for
Online lenders that allow co-signers
Online lenders are a convenient — and often the fastest — option for personal loans, and many allow borrowers to add a co-signer.