Tips to protect from credit and charge card fraud:

* Sign your credit cards as soon as you receive them.
* Keep a record of your credit card account numbers, their expiration dates, and the phone number and address of each company in a secure place, other than in your wallet.
* Keep a watchful eye on your credit card during the transaction, and get it back as quickly as possible.
* Void any incorrect receipt, and destroy carbon copies.
* Save your credit card receipts to compare with billing statements.
* Open your monthly statement promptly and reconcile credit card accounts monthly.
* Promptly report any questionable credit card charges, follow-up in writing to the credit card issuer.
* Notify credit card companies in advance of any planned change in address.
* Do NOT lend your credit card(s) to anyone.
* Do NOT leave credit cards or receipts lying around.
* Do NOT sign a blank credit card receipt. When you sign a receipt, draw a line through any blank spaces above the total.
* Do NOT give out yourcredit card account number over the phone unless you’re making the call to a company you know is reputable.

Reporting Losses and Fraud
If you lose your credit card or charge cards or if you realize they’ve been lost or stolen, immediately call the issuer(s). By law, once you report the loss or theft, you have no further responsibility for unauthorized credit card charges. In any event, your maximum liability under federal law is $50 per credit card.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.